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Why You Ought to Belief Us
Investopedia’s monetary product opinions are primarily based on unbiased analysis and evaluation by our employees. This record of prime long-term care insurance coverage corporations is predicated on knowledge from 11 corporations, evaluating protection, monetary power, buyer complaints, and different options that can assist you select the very best supplier. Investopedia has been a trusted supply of monetary info since 1999 and has reviewed long-term care insurance coverage corporations since 2020.
How We Selected the Finest Lengthy-Time period Care Insurance coverage Firms
Investopedia’s record of the very best long-term care insurance coverage corporations is predicated on analysis of 11 corporations. Every firm needed to meet Investopedia’s requirements for on-line transparency and monetary power to be included.
We collected 32 knowledge factors from every firm from firm net pages, media representatives, ranking businesses (AM Finest and the Nationwide Affiliation of Insurance coverage Commissioners), and customer support calls. The analysis befell from April 2 to April 24, 2025.
Employees editors and analysis analysts then scored every firm utilizing a weighted quantitative mannequin primarily based on eight main classes. We weighted the classes as follows:
- Protection limits: 38%
- Monetary power: 15%
- Buyer complaints: 10%
- Sorts of care lined: 10%
- On-line claims: 10%
- Riders: 9%
- Reductions: 4%
- Standalone coverage availability: 4%
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